The latest insights from the Zoopla House Price Index provide a useful snapshot for landlords and property investors, particularly those operating across Nottingham, Derby and the wider East Midlands. While the national picture remains relatively stable, some clear regional dynamics present both opportunities and risks.

A steady market with modest growth

The UK property market is currently characterised by stability rather than rapid growth. Average house prices have increased by around 1.3% over the past year, with the typical property now valued at approximately £271,700. This reflects a more measured pace of growth compared to previous years, signalling a market that is normalising after periods of volatility.

For investors, this creates a more predictable environment. While capital appreciation may be more modest in the short term, the reduced volatility can support longer-term planning and more considered investment decisions.

Stronger performance in the Midlands and northern regions

One of the most important takeaways for landlords in Nottingham, Derby and the East Midlands is the continued north-south divide in house price performance. More affordable regions, including the Midlands, are seeing stronger price growth compared to southern England.

Zoopla data indicates that price growth in these regions can be up to four times higher than in parts of the South. This is largely driven by relative affordability, which continues to attract both first-time buyers and investors.

For property investors, this reinforces the strategic case for focusing on regional markets such as Nottingham and Derby, where entry prices remain accessible, and growth potential is comparatively stronger.

Supply levels and buyer dynamics are shifting

Another key trend is the increase in housing supply. At the start of 2026, the number of homes available for sale reached its highest level in over eight years. This has given buyers more choice and reduced upward pressure on prices, particularly in southern markets.

At the same time, buyer demand has returned following a quieter end to 2025, although it remains slightly below previous highs. This balance between supply and demand is creating a more competitive marketplace, where pricing strategy and property quality are becoming increasingly important.

For landlords, this has a direct impact on both acquisition strategy and exit planning. A more competitive market means investors need to be realistic on pricing and ensure properties are positioned effectively to attract tenants or buyers.

What this means for landlords and investors

For landlords in the East Midlands, the current market conditions present a balanced but opportunity-led environment. Steady price growth, combined with stronger regional performance, supports continued investment. However, increased supply and shifting buyer behaviour mean that a more strategic approach is required.

We work closely with landlords and property investors to help them navigate these changing conditions. Have a look at how our team in The Property Hub can help you.

(Source - House Price Index, April 2026)House Price Index, April 2026)