What to think about when starting your new business

What to think about when starting your new business

Once you have decided on Company structure, whether to be VAT registered or not and opened a bank account then there are a few more things you may want to consider at these early stages.

Our last blog gave three valuable tips on getting started with setting up your new business.

By having a supportive accountant that guides you through this process, you will not only save a lot of time but more importantly, you will feel more in control of your business finances.

How do I access funding to start my business?

If you have enough savings put aside or maybe a good redundancy package, then you may be able to fund your business yourself, this is an ideal scenario but not always an option that is available. You may decide to keep working part-time and slowly grow your business. This is a possible option but make sure that your accountant advises on tax implications. Many people decide to approach their bank for a loan or access funding to kick-start their business. For example, if you are based in the East Midlands you can have a look at the D2N2 Growth Hub website, this gives information on how to access finance locally. Alternatively, speak to your accountant they may be able to advise you.

Do I need a business plan?

It’s always good to have a business plan, as this helps you focus on what matters most and how you are going to achieve your goals. However, the level of detail may vary depending on why you need the plan. Business plans, budgets, and cash flow forecast to help you manage your finances more effectively. If you do need to raise finance via a loan or grant funding, then you will need a more detailed business plan that you can submit with your application. It is best to get advice on what is required before you start so you don’t spend too long creating a plan that doesn’t meet the criteria.

When do I start to employ a team?

Depending on what your business is you may need to consider employing someone sooner than you expected. For example, if you plan to open a shop, restaurant or café you will need staff. Becoming an employer brings with it some legal and financial responsibilities. You need to register with HMRC as an employer and think about whether you want to outsource your payroll and the impact of auto-enrolment (the workplace pension scheme). When you decide to employ for the first time speak to your accountant and find out more about the steps you need to take. 

We hope this blog has helped you consider some more aspects of starting your new business. If at any stage you want some advice we are always happy to offer a no-obligation consultation to help you get started. Call us on 01623 490 120 or email This email address is being protected from spambots. You need JavaScript enabled to view it.

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